https://financialservicing.com/ New Servicing Compliance Center guides and articles from FinancialServicing.com. en-us Sun, 31 May 2026 00:00:00 GMT https://financialservicing.com/servicing-compliance/cfpb-overview https://financialservicing.com/servicing-compliance/cfpb-overview The CFPB is the primary federal regulator of consumer financial servicing. Its supervisory authority, enforcement tools, and rulemaking define industry standards. Servicing Compliance Center Thu, 15 Jan 2026 00:00:00 GMT https://financialservicing.com/servicing-compliance/respa-overview https://financialservicing.com/servicing-compliance/respa-overview The Real Estate Settlement Procedures Act and Regulation X govern mortgage settlement, escrow, transfers, and loss-mitigation procedures. Servicing Compliance Center Thu, 15 Jan 2026 00:00:00 GMT https://financialservicing.com/servicing-compliance/tila-overview https://financialservicing.com/servicing-compliance/tila-overview The Truth in Lending Act and Regulation Z prescribe credit cost disclosures and periodic statement, ARM, and payoff requirements for servicers. Servicing Compliance Center Thu, 15 Jan 2026 00:00:00 GMT https://financialservicing.com/servicing-compliance/fdcpa-and-reg-f https://financialservicing.com/servicing-compliance/fdcpa-and-reg-f The Fair Debt Collection Practices Act and Regulation F govern third-party debt collection - frequency limits, channel rules, and required disclosures. Servicing Compliance Center Thu, 15 Jan 2026 00:00:00 GMT https://financialservicing.com/servicing-compliance/fcra-overview https://financialservicing.com/servicing-compliance/fcra-overview The Fair Credit Reporting Act governs how servicers furnish data to credit bureaus and how disputes must be investigated. Servicing Compliance Center Thu, 15 Jan 2026 00:00:00 GMT https://financialservicing.com/servicing-compliance/udaap https://financialservicing.com/servicing-compliance/udaap UDAAP - Unfair, Deceptive, or Abusive Acts or Practices - is the CFPB's broad enforcement standard applied across consumer finance. Servicing Compliance Center Thu, 15 Jan 2026 00:00:00 GMT https://financialservicing.com/servicing-compliance/state-servicing-licensing https://financialservicing.com/servicing-compliance/state-servicing-licensing Most states require mortgage and consumer-loan servicers to hold a license issued by the state regulator, in addition to federal compliance. Servicing Compliance Center Thu, 15 Jan 2026 00:00:00 GMT