New Servicing Compliance Center guides and articles from FinancialServicing.com. https://financialservicing.com/feeds/servicing-compliance-center.atom.xml 2026-05-31T00:00:00.000Z FinancialServicing.com https://financialservicing.com/servicing-compliance/cfpb-overview 2026-01-15T00:00:00.000Z 2026-05-31T00:00:00.000Z

The CFPB is the primary federal regulator of consumer financial servicing. Its supervisory authority, enforcement tools, and rulemaking define industry standards.

https://financialservicing.com/servicing-compliance/respa-overview 2026-01-15T00:00:00.000Z 2026-05-31T00:00:00.000Z

The Real Estate Settlement Procedures Act and Regulation X govern mortgage settlement, escrow, transfers, and loss-mitigation procedures.

https://financialservicing.com/servicing-compliance/tila-overview 2026-01-15T00:00:00.000Z 2026-05-31T00:00:00.000Z

The Truth in Lending Act and Regulation Z prescribe credit cost disclosures and periodic statement, ARM, and payoff requirements for servicers.

https://financialservicing.com/servicing-compliance/fdcpa-and-reg-f 2026-01-15T00:00:00.000Z 2026-05-31T00:00:00.000Z

The Fair Debt Collection Practices Act and Regulation F govern third-party debt collection - frequency limits, channel rules, and required disclosures.

https://financialservicing.com/servicing-compliance/fcra-overview 2026-01-15T00:00:00.000Z 2026-05-31T00:00:00.000Z

The Fair Credit Reporting Act governs how servicers furnish data to credit bureaus and how disputes must be investigated.

https://financialservicing.com/servicing-compliance/udaap 2026-01-15T00:00:00.000Z 2026-05-31T00:00:00.000Z

UDAAP - Unfair, Deceptive, or Abusive Acts or Practices - is the CFPB's broad enforcement standard applied across consumer finance.

https://financialservicing.com/servicing-compliance/state-servicing-licensing 2026-01-15T00:00:00.000Z 2026-05-31T00:00:00.000Z

Most states require mortgage and consumer-loan servicers to hold a license issued by the state regulator, in addition to federal compliance.