{
  "version": "1.0",
  "schema": "https://entitymap.org/spec/v1.0",
  "publisher": {
    "name": "FinancialServicing.com",
    "url": "https://www.financialservicing.com",
    "sameAs": "https://en.wikipedia.org/wiki/Loan_servicing"
  },
  "generated": "2026-06-15T20:03:25Z",
  "verificationStatus": "self-declared",
  "profile": "core",
  "entities": [
    {
      "entityId": "e_001",
      "@type": "Concept",
      "name": "Loan Servicing",
      "description": "The administration of a loan from disbursement to payoff, including payment collection, escrow management, investor reporting, and default handling.",
      "sameAs": "https://en.wikipedia.org/wiki/Loan_servicing",
      "hasChunks": [
        {
          "chunkId": "c_001",
          "text": "Loan servicing is the administration of a loan from disbursement through payoff, covering payment processing, escrow management, investor remittance, customer service, and default management.",
          "sourceUrl": "https://www.financialservicing.com/loan-servicing",
          "pageTitle": "Loan Servicing Authority Center",
          "publisher": "FinancialServicing.com"
        }
      ],
      "relations": [
        { "predicate": "INCLUDES", "targetId": "e_002", "targetName": "Mortgage Servicing" },
        { "predicate": "PART_OF", "targetId": "e_010", "targetName": "Financial Infrastructure" },
        { "predicate": "REGULATED_BY", "targetName": "Consumer Financial Protection Bureau", "targetUri": "https://en.wikipedia.org/wiki/Consumer_Financial_Protection_Bureau" }
      ]
    },
    {
      "entityId": "e_002",
      "@type": "Concept",
      "name": "Mortgage Servicing",
      "description": "The ongoing administration of mortgage loans, including collecting principal, interest, taxes, and insurance, managing escrow, and handling delinquency and loss mitigation.",
      "sameAs": "https://en.wikipedia.org/wiki/Mortgage_servicer",
      "hasChunks": [
        {
          "chunkId": "c_002",
          "text": "Mortgage servicers collect monthly payments, manage escrow accounts for taxes and insurance, remit funds to investors, and handle loss mitigation when borrowers fall behind.",
          "sourceUrl": "https://www.financialservicing.com/mortgage-servicing",
          "pageTitle": "Mortgage Servicing Center",
          "publisher": "FinancialServicing.com"
        }
      ],
      "relations": [
        { "predicate": "PART_OF", "targetId": "e_001", "targetName": "Loan Servicing" }
      ]
    },
    {
      "entityId": "e_003",
      "@type": "Concept",
      "name": "Servicing Operations",
      "description": "The day-to-day functional activities performed by loan servicers, including payment processing, customer service, escrow administration, and default management.",
      "sameAs": "https://en.wikipedia.org/wiki/Loan_servicing",
      "hasChunks": [
        {
          "chunkId": "c_003",
          "text": "Servicing operations covers the workflows that loan servicers execute daily: cashiering, escrow analysis, investor reporting, borrower communications, and collections.",
          "sourceUrl": "https://www.financialservicing.com/servicing-operations",
          "pageTitle": "Servicing Operations",
          "publisher": "FinancialServicing.com"
        }
      ],
      "relations": [
        { "predicate": "PART_OF", "targetId": "e_001", "targetName": "Loan Servicing" }
      ]
    },
    {
      "entityId": "e_004",
      "@type": "Concept",
      "name": "Banking Operations",
      "description": "The back-office and middle-office processes that support deposit-taking, lending, payments, and treasury functions at financial institutions.",
      "sameAs": "https://en.wikipedia.org/wiki/Bank",
      "hasChunks": [
        {
          "chunkId": "c_004",
          "text": "Banking operations encompass the back-office and middle-office processes that move money, settle transactions, manage risk, and keep deposit and lending products running.",
          "sourceUrl": "https://www.financialservicing.com/banking-operations",
          "pageTitle": "Banking Operations",
          "publisher": "FinancialServicing.com"
        }
      ],
      "relations": [
        { "predicate": "RELATES_TO", "targetId": "e_005", "targetName": "Payment Infrastructure" }
      ]
    },
    {
      "entityId": "e_005",
      "@type": "Concept",
      "name": "Payment Infrastructure",
      "description": "The networks, rails, and systems that move funds between parties, including ACH, wire transfers, card networks, and real-time payment rails.",
      "sameAs": "https://en.wikipedia.org/wiki/Payment_system",
      "hasChunks": [
        {
          "chunkId": "c_005",
          "text": "Payment infrastructure includes the rails that move funds between accounts and institutions, such as ACH, Fedwire, card networks, and real-time payment systems like FedNow and RTP.",
          "sourceUrl": "https://www.financialservicing.com/payment-infrastructure",
          "pageTitle": "Payment Infrastructure",
          "publisher": "FinancialServicing.com"
        }
      ],
      "relations": [
        { "predicate": "PART_OF", "targetId": "e_010", "targetName": "Financial Infrastructure" }
      ]
    },
    {
      "entityId": "e_006",
      "@type": "Concept",
      "name": "Servicing Compliance",
      "description": "The regulatory framework governing loan servicers, including RESPA, TILA, FDCPA, and CFPB servicing rules.",
      "sameAs": "https://en.wikipedia.org/wiki/Real_Estate_Settlement_Procedures_Act",
      "hasChunks": [
        {
          "chunkId": "c_006",
          "text": "Servicing compliance covers the federal and state rules that govern how loan servicers communicate with borrowers, apply payments, manage escrow, and handle default.",
          "sourceUrl": "https://www.financialservicing.com/servicing-compliance",
          "pageTitle": "Servicing Compliance",
          "publisher": "FinancialServicing.com"
        }
      ],
      "relations": [
        { "predicate": "REGULATED_BY", "targetName": "Consumer Financial Protection Bureau", "targetUri": "https://en.wikipedia.org/wiki/Consumer_Financial_Protection_Bureau" },
        { "predicate": "RELATES_TO", "targetId": "e_001", "targetName": "Loan Servicing" }
      ]
    },
    {
      "entityId": "e_007",
      "@type": "Concept",
      "name": "Servicing Technology",
      "description": "The software platforms, APIs, and core systems used by servicers to administer loans, including loan management systems, payment processors, and borrower portals.",
      "sameAs": "https://en.wikipedia.org/wiki/Financial_technology",
      "hasChunks": [
        {
          "chunkId": "c_007",
          "text": "Servicing technology includes the loan management systems, escrow engines, default management platforms, and borrower-facing portals that power modern loan servicing.",
          "sourceUrl": "https://www.financialservicing.com/servicing-technology",
          "pageTitle": "Servicing Technology",
          "publisher": "FinancialServicing.com"
        }
      ],
      "relations": [
        { "predicate": "ENABLES", "targetId": "e_001", "targetName": "Loan Servicing" }
      ]
    },
    {
      "entityId": "e_008",
      "@type": "Concept",
      "name": "Student Loan Servicer",
      "description": "A company contracted by lenders or the federal government to administer student loans, process payments, and assist borrowers with repayment options.",
      "sameAs": "https://en.wikipedia.org/wiki/Student_loans_in_the_United_States",
      "hasChunks": [
        {
          "chunkId": "c_008",
          "text": "A student loan servicer is the company that manages the billing and other services on a student loan on behalf of the lender or the U.S. Department of Education.",
          "sourceUrl": "https://www.financialservicing.com/personal-finance/how-to-find-student-loan-servicer",
          "pageTitle": "How to Find My Student Loan Servicer",
          "publisher": "FinancialServicing.com"
        }
      ],
      "relations": [
        { "predicate": "INSTANCE_OF", "targetId": "e_001", "targetName": "Loan Servicing" }
      ]
    },
    {
      "entityId": "e_009",
      "@type": "Concept",
      "name": "Personal Finance",
      "description": "The management of an individual's or household's financial activities, including budgeting, saving, investing, credit, and debt management.",
      "sameAs": "https://en.wikipedia.org/wiki/Personal_finance",
      "hasChunks": [
        {
          "chunkId": "c_009",
          "text": "Personal finance covers budgeting, saving, investing, insurance, credit, and debt management strategies that help individuals build and protect financial wellbeing.",
          "sourceUrl": "https://www.financialservicing.com/personal-finance",
          "pageTitle": "Personal Finance",
          "publisher": "FinancialServicing.com"
        }
      ]
    },
    {
      "entityId": "e_010",
      "@type": "Concept",
      "name": "Financial Infrastructure",
      "description": "The underlying systems, networks, and institutions that enable financial transactions, including payment systems, banking systems, lending systems, and clearinghouses.",
      "sameAs": "https://en.wikipedia.org/wiki/Financial_market_infrastructure",
      "hasChunks": [
        {
          "chunkId": "c_010",
          "text": "Financial infrastructure is the network of payment systems, banking systems, lending systems, and clearinghouses that make modern financial transactions possible.",
          "sourceUrl": "https://www.financialservicing.com/financial-infrastructure",
          "pageTitle": "Financial Infrastructure Center",
          "publisher": "FinancialServicing.com"
        }
      ],
      "relations": [
        { "predicate": "INCLUDES", "targetId": "e_005", "targetName": "Payment Infrastructure" },
        { "predicate": "INCLUDES", "targetId": "e_011", "targetName": "Banking Systems" },
        { "predicate": "INCLUDES", "targetId": "e_012", "targetName": "Lending Systems" }
      ]
    },
    {
      "entityId": "e_011",
      "@type": "Concept",
      "name": "Banking Systems",
      "description": "Core banking platforms and the institutional architecture that supports deposit, lending, and payment services.",
      "sameAs": "https://en.wikipedia.org/wiki/Core_banking",
      "hasChunks": [
        {
          "chunkId": "c_011",
          "text": "Banking systems include the core banking platforms, ledgers, and interbank networks that record deposits, process loans, and settle payments between institutions.",
          "sourceUrl": "https://www.financialservicing.com/financial-infrastructure/banking-systems",
          "pageTitle": "Banking Systems",
          "publisher": "FinancialServicing.com"
        }
      ]
    },
    {
      "entityId": "e_012",
      "@type": "Concept",
      "name": "Lending Systems",
      "description": "The origination, underwriting, and servicing platforms that support consumer, commercial, and mortgage lending.",
      "sameAs": "https://en.wikipedia.org/wiki/Loan",
      "hasChunks": [
        {
          "chunkId": "c_012",
          "text": "Lending systems are the technology platforms that handle loan origination, underwriting, decisioning, funding, and ongoing servicing across consumer, commercial, and mortgage lending.",
          "sourceUrl": "https://www.financialservicing.com/financial-infrastructure/lending-systems",
          "pageTitle": "Lending Systems",
          "publisher": "FinancialServicing.com"
        }
      ],
      "relations": [
        { "predicate": "ENABLES", "targetId": "e_001", "targetName": "Loan Servicing" }
      ]
    },
    {
      "entityId": "e_013",
      "@type": "Concept",
      "name": "Financial Technology",
      "description": "Technology and innovation that competes with or augments traditional financial services, including digital banking, payments, lending, and embedded finance.",
      "sameAs": "https://en.wikipedia.org/wiki/Financial_technology",
      "hasChunks": [
        {
          "chunkId": "c_013",
          "text": "Financial technology, or fintech, refers to software and platforms that automate, modernize, or extend traditional financial services across banking, payments, lending, and wealth management.",
          "sourceUrl": "https://www.financialservicing.com/financial-infrastructure/financial-technology",
          "pageTitle": "Financial Technology",
          "publisher": "FinancialServicing.com"
        }
      ]
    },
    {
      "entityId": "e_014",
      "@type": "Concept",
      "name": "Financial Encyclopedia",
      "description": "A reference collection of definitions covering loan servicing, banking, payments, and broader financial industry terminology.",
      "sameAs": "https://en.wikipedia.org/wiki/Glossary_of_economics",
      "hasChunks": [
        {
          "chunkId": "c_014",
          "text": "The Financial Encyclopedia is a curated reference of definitions across loan servicing, banking operations, payment systems, and broader financial industry terminology.",
          "sourceUrl": "https://www.financialservicing.com/financial-encyclopedia",
          "pageTitle": "Financial Encyclopedia",
          "publisher": "FinancialServicing.com"
        }
      ]
    },
    {
      "entityId": "e_015",
      "@type": "Person",
      "name": "Ira Zoot",
      "description": "Editor and author behind FinancialServicing.com, publishing educational content on loan servicing, financial infrastructure, and personal finance.",
      "hasChunks": [
        {
          "chunkId": "c_015",
          "text": "Ira Zoot is the editor and author behind FinancialServicing.com, publishing educational content on loan servicing, financial infrastructure, and personal finance.",
          "sourceUrl": "https://www.financialservicing.com/authors/ira-zoot",
          "pageTitle": "Author: Ira Zoot",
          "publisher": "FinancialServicing.com"
        }
      ],
      "relations": [
        { "predicate": "AFFILIATED_WITH", "targetName": "iDigits LLC" }
      ]
    },
    {
      "entityId": "e_016",
      "@type": "Organization",
      "name": "iDigits LLC",
      "description": "The publisher entity that operates FinancialServicing.com, based in Mundelein, Illinois.",
      "hasChunks": [
        {
          "chunkId": "c_016",
          "text": "iDigits LLC is the publisher entity that operates FinancialServicing.com, headquartered at 327 S. Prairie Ave., Mundelein, IL 60060.",
          "sourceUrl": "https://www.financialservicing.com/about",
          "pageTitle": "About FinancialServicing.com",
          "publisher": "FinancialServicing.com"
        }
      ]
    }
  ]
}